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Liberated living through the sadhana of yog; enlivened realisations by the grace of the Guru.


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Gurudakshina a ऋण भङ्गुर – breaking of debt.

Having written so much about the Guru-Shishya Parampara, it was but natural that I arrived at this topic by and by. I have touched upon this topic in my book One Master one disciple – peeling of an onion, but new realisations and gnosis dawn upon any serious practitioner as the neuron in the brain light up during meditation as it did for me. This phrase ऋण भङ्गुर came to me while in meditation and was an ah ha moment as new light shone upon an old subject.

This is a short post on a much maligned and over explained tradition of gurudakshina, an offering expected of a shishya when receiving diksha into a particular sadhana from a teacher. The incident that always comes to my mind when a gurudakshina is mentioned is the example of Ekalavya and Dronacharya. The morality of the incident, the motives behind the demand by Dronacharya, can and have been endlessly debated and is not the purview of this post. I mention this here to lay out the ancient act of repaying the Guru for teachings imparted. An act that continues to exist till today, interpreted in various ways to suit various needs.

As always the topic in my posts are drawn from my own inner churning and meant to provoke thought, they are not meant for debate or arguments. On the spiritual path one has one’s own realisations and they hold true for one and that’s how it should be. Each person responsible or their own actions arising from their realisation.


Gurudakshina in the 21st Century

In today’s context, teachers and gurus, mostly of yoga and spiritual techniques have bent over backwards to explain this tradition of gurudakshina. Many do this to gloss over the excessive and exorbitant fee charged by them. The idea seems to be the higher your fee the more your stature as a guru, for you see you can never repay the guru for the teachings imparted so it doesn’t matter how much you pay, it’s never enough.

Added to the fee may be the material desires of the teacher, to own an expensive car, a house, land, travel and so on passed on to the student in the fee. So the fee charged is not just for the teaching but includes baser needs of the teacher that have to be satisfied. Yog that was meant as a sacred learning to be imparted in an atmosphere of sanctity, sans greed, has today become means of livelihood for many and with that has come the dichotomy of fitting this sacred practice into a mercenary mould.

The plethora of spiritual teachers today have given rise to a plethora of explanations about this topic, some genuine, some mere excuses, many a repetitive litany.

A paradox like no other

After having said all this about the current pattern of charging of fee by teachers of new age spirituality, I will be amiss if I don’t mention a contrary point.

It stands to reason that if the end goal of self-realisation is achieved by the disciple by diligently adhering to the principles laid out by their guru; they can never repay the guru for this service. My own sentiments for my Guru is surely impacted by this understanding. No matter the human qualities of the guru, your progress on the path will determine your obligation to the Guru. This assessment by nature is very personal and self imposed, it cannot be determined by another. Yes, it’s a paradox and involves what is called the vivek buddhi inherent in every learner, it may be dormant but will emerge with sadhana, sometimes of many lives.

Personal Turmoil

As a teacher for over 26 years, first within an organisation and now on an individual capacity I had struggled much with the morality of the asking in this offering. A fixed fee that kept rising steeply over the years, often beyond the reach of ordinary folks. The question that greatly bothered me was, is the practice only for the affluent? What about the sincere seekers with paltry means? I had in my own level always accommodated everyone who was sincerely seeking to learn. From the beginning I had always felt the dakshina was more in the purview of the taught rather than the teacher. It’s the student who decides what the lessons are worth to them, rather than the teacher putting a value on their wisdom, for true wisdom flows for all without bias.

But so greatly ingrained is the topic that it took a while to break free of it and the penultimate realisation came with the two words ऋण भङ्गुर II

ऋण भङ्गुर – a liberation

They were two simple words but they illumined my being with, for me, the understanding of this ancient practice. The realisation that the dakshina liberates both the guru and the shishya from obligation to one another in the grosser level. Once this gross cord is cut all that remains is the cord of love that binds the Guru and the shishya in an eternal dance towards the ultimate liberation, when the guru liberates the shishya even from this fixed orbit to chart their own course free of the gurus influence.

Now when I share the practice with new seekers I allow them to decide the dakshina they want to give. With no attachment to the amount given, I am twice liberated.


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Interview in The Literary Digest – March 2024




Author Interview JYOTI SUBRAMANIAN

Can you walk us through your personal and professional journey while highlighting how yoga impacted the same?
As most people of my generation born in the 50’s and 60″s I was introduced to yoga first
at home by my parents and then formally at school. Yog then became a way of life even if I was not consciously aware of it at that time. Taking refuge in the practice of Asans and Pranayam during stressful periods in life became natural. As a mother of 2, an entrepreneur running my own housekeeping business and helping with the larger family farm, there were many such moments and the childhood inculcation into the practice of yoga came very handy to manoeuvre my way through difficulties. Introduction to Kriya Yoga occurred in my mid thirties as a result, I feel, of the conscientious adherence to yoga since childhood. It prepared the soil so to speak for the seeds of higher sadhana when dropping all other activities I got wholly into the sharing of Kriya Yoga with others as instructed by my Guru and have been doing so for the past 25 years.



What inspired you to write “Yog Uninterrupted” and how do you hope it
will impact its readers?

Yog Uninterrupted started as a collection of my writings, blogs and articles scattered in various newspapers into one book, as a request from my students. But as I started writing an overwhelming tsunami of information and realisations of over 55 years on this path made their way into the book making it a work of my lifetime understanding of this very personal and individual journey. The intention of the book is not to preach but to provoke thought so the reader and practitioner of yog can apply their own realisations to this study. We are so fortunate to have so many stalwarts of not just yoga but many other paths leaving behind their philosophical musings, I strongly feel it is very important to pen down ones own journey for others who may want to study, debate, disagree or agree with our philosophy. This inculcates a heathy spiritual content over changing times, keeps ideas from atrophying and at the same time shows the relevance of ancient wisdom in modern times.


Writing about personal spiritual experiences can be challenging. Were there any particular challenges you faced while writing this book?
In this I have been very blessed as I am led by some inner grace to express my spiritual experiences in simple words. Seemingly difficult experiences flowed easily through my pen onto the paper. I still use the pen and paper before using the computer as many realisations and inner awakening come at odd
times and the pen and the paper are by my side. One challenge was to decide what to share and what was too personal but even in that decision there was a divine intervention that guided me. This is particularly true of the two Gayatri with their tantr that I received in my state of dhyan. I eventually shared them in the book after being instructed to do so by an inner divine guidance.

Your book dives deep into the Yog Sutras of Patanjali. Could you share one or two key insights that you believe are particularly relevant in today’s world?
The more you are drawn into the substance of yog the more you understand the relevance of the Yama and Niyama. the Yama are Ahinsa (absence of violence), Satya (truthfulness), Asteya (non-stealing), Aparigraha (non-hoarding), Brahmacharya (living in tune with nature). The Niyama are Shaucha (cleanliness of outer and inner), Santosha (a sense of content joy), Tapa (consolidation of energy), svadhyaya (study of the self), IshvaraPranidhan (alert surrender to the divine will). To live in tune with these tenets are self evident in todays world and especially in the new business of yoga where many of these tenets are subverted to build a brand, root out competition and get on the get rich bandwagon.



How has your deep engagement with the YogSutras and your sadhana under Yogiraj Siddhanath transformed you personally?
The practice and close proximity to a guru has brought immense peace and the ability to live a life sans complication. The clarity to observe situations and act without getting entangled in the drama. As a
grandmother today I can take care of my grandchildren without the stickiness of attachments and resulting joy or sorrow in how their life unfolds or that of my girls. This encompasses all aspects of life. The mind is no more turbulent. Earlier external
situations dictated my response, today my inner calm transforms the outer.

Can you tell us more about the online repertoire of yoga practices you are creating? What can participants expect from this platform?
In my years of teaching I come across people whose first response to meditation is to say I can’t even sit for a minute or that my thoughts drive me crazy and I just cannot meditate. In my YouTube channel I have tried to introduce people to the first steps to start the process, the practice given here is 5-10 min. Begin with training the breath and the mind will follow is the adage. The online repertoire will deal with getting deeper into the practice, through more in-depth techniques. Covid taught me that the response to online sessions are very beneficial to those who cannot get to studios due to nature of work and or finances. Online sessions gives one a freedom to explore without feeling the pressure of time and/or money also anonymity to start with. Unlike many online courses mine will have the option of having an open group session and private sessions. The idea is not to make it exorbitant but allow access to everyone.

Are there any new projects or books that you are currently working on? If yes, tell us more about it.
Interestingly I am looking at doing some audio books for children next. Retelling stories to my grandchildren from my imagination has opened a whole new world of possibilities. Many of my stories are made up to inculcate the yama and niyama of yog sadhana without overt emphasis on them or treading on a high moral ground. The stories emphasise the need to be in tune with nature, have integrity in ones dealings, be minimalistic as a means to be joyous oneself and share the joy with others. I am also more confident to do an audio recording after recently completing a recording of my first book One Master one disciple- peeling of an onion, which is 10 hours plus long.

Finally, what advice would you give to those who are just beginning their journey into yoga and spiritual exploration?
The one quality one must have is to be alert and study what is being offered. A blind follower is the last thing one must be on the path of yog. The other is to be realistic when assessing the benefits and being just to the teacher and to oneself while doing it, this is important. Personally for me, not losing my sense of humour has always been a boon on the path, also not being dogmatic and avoiding trying to convert others as soon as one has ‘found’ the path!

Any final thoughts that you would like to add?
Yog is a path that does not discriminate. Anyone can practice it. There is no external worship. In the final stages of yog one realises one is divine. Then there is no practice, the crutch drops. I’d like to quote from my book here,
“There is no doing or non-doing, there is only becoming;
There is no becoming because I already Am; There is no I.”


Yog Uninterrupted Kindle and Hardcover
One Master one disciple- peeling of an onion Kindle and Paperback
Audiobook One Master one disciple -peeling of an onion

Ayulife YouTube Channel


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āyulife channel- a nascent step

After a few months of hiatus, I recently started a process very close to my heart, sharing some simple yogic practices arising out of my sadhana on an open platform. Along with the written word on my blogs and book, I have now included the spoken via my YouTube channel- ayulife.


www.youtube.com/ayulife

Yog is a very private and personal journey, in my understanding. Even though thousands may receive the same set of practice, may practice the same Asans, Pranayam and methods of Dharana, it flowers in each of us uniquely because we are each unique and one of a kind. Even though the final result may be the same of Self-Realisation, the path will vary dictated by our individual nature and set of karma.

ayulife is a sincere and joyful attempt at expressing my deep felt and realised understanding of yog, which is one of the six systems- the shad-darshana of Vedic Sanatan way of realisations. System is a very limiting way of describing what is really ‘seeing’ with an inner eye, in-depth and without filters.
The six are each in themselves a vast insight into the philosophy on which is based the present day Hindu “religion’ itself a limiting term for this ocean of enlightened text. I am just giving a brief by line here which according to me is a very inadequate explanation of such profound subjects, but just a taste of the brilliance of the Indic intellect and its range and what it has offered to those like us on the path to savour and explore and discard. All 6, with many sections and sub sections overlap each other and influence the practitioners of one or the other.
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The shad- darshanas and their originator.
1. Nyaya Darshana- the path of logic and reasoning, removing of ignorance brings an end to suffering, right knowledge brings liberation to the human soul. Rishi Gautama
2. Vaisheshika Darshana- metaphysics, the study of atom (anu), of materials from gross to subtle, of their similarities and differences, of those that exist and the lack of existence, the eternal and non-eternal and Karma- action and reaction, creation and dissolution, to name a few. Rishi Kannada Kashyapa
3. Yog Darshana- the path of uniting the individual spirit to the universal spirit via the 8 limbs of yam, niyam, asan, pranayam, pratyahar, dharana, dhayn and samadhi. Rishi Patanjali
4. Samkhya Darshana- a non-theistic path of dualism, there’s no room for Isvara or God here. The study of Purusha and Prakriti- the moving and unmoving principles, of evolution from material and external pleasures to pure consciousness. Rishi Kapila and IsvaraKrishna
5. Purva-Mimamsa Darshana (Karma Kanda)- Establishes the authority of the Vedas, the magical power of mantras and yagnyas, potency of rituals, the existence of a soul, duties and obligations, embodying the philosophy of Karma Yoga and requirement to move through the 4 varna ashram of brahmacharya, grihasta, vanaprastha and Sanyasa. Rishi Jamini
6. Vedanta Darshana ( Uttara Mimamsa)- Focussing on the Upanishads, emphasising the importance of a Guru, rather than the ritualistic components. Vedanta actually means the end or the conclusion of the vedas. It’s like a synopsis of the 4 vedas Rig, Yajur, Sama and Athrva, taking the nectar from these. It includes the concept of dvait (dualism), advaita (non dualism). Rishi Badarayana

One must remember that the Indic Sanatan philosophy has a strong base of accepting and refuting deep rooted systems and this right is extended to every student of these systems.

I was introduced to these concepts as a child just by being born into a family in which these topics were the norm at home. Discussions and debates amongst my elders revolved around these topics. At a very early age I had started discarding many of these “truths” and was clearly gravitating to the path of Yog, which I find very liberating in its simplicity. I met my Guru Yogiraj Siddhanath from the lineage of Kriya Yoga of Mahavatar Babaji in 1998, first in a vision and then in person. I was under his tutelage and taught the evolutionary practice of Kriya Yoga for 23 years. I have recollection of my years with Lahiri Mahasaya, when I was first initiated into this practice. I am sharing this here because education continues from lifetime to lifetime and expresses and fructifies in this life as per the efforts put in lives past.

You will find many of the concepts from the other darshanas that have influenced me not by reading but directly through realisations, in my writing as well as on my channel.

In ayulife it will be my sincere effort to share those techniques that have helped me over the decades to come to a state of clarity, equilibrium and equipoise and hope it helps others too. The nature of the open platform being such, I am bound to exercise some discretion on the content, for more advanced practice I will be launching an online platform soon. Once again I share the link here. Do subscribe and I thank you all in advance for your support.

www.YouTube.com/ayulife





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Kashi- Flowing us back to our source.

It’s amazing isn’t it when a certain truth is revealed to you at an unguarded moment and your awareness has an Aha moment and the brain lights up with a brilliance. Such revealed knowledge occurs as a result of the grace of our Satguru and our personal sadhana and has the potential to transform us but might have little significance for someone else. This happened to me on a recent visit to Kashi.

Yes took off for a long time, but thats the beauty of a blog, no deadlines and no compulsions ha ha. Anyways here I am back from Kashi with what I’m hoping is another small step towards divinity….or not huh.

It was a peaceful time to visit this city.

Being the monsoon season the Ganga flowed majestically full, pregnant with water; her movement evoked in me a nostalgia of many lifetimes spent in her arms on the ghats of Kashi. A familiarity with her ebb and flow which could not have come from this life. The city streets felt the same, intimate knowledge akin to the free pariah dog who has marked territory and knows every secret of the winding gallis. On each visit to Varanasi as this city is now known, I have experienced this homecoming. The last visit was with my beloved Satguru Yogiraj Siddhanath and his wife Gurumata Shivangini.

The Urdhavaret Ganga.

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On the second day of my visit as I sat in a state of heightened happiness in my room overlooking the Ganga, I felt as if I too was in flow as she flowed towards the north, North? and the realisation fell like a lightning bolt that, this is the message of the Ganga from aeons of time- Go back to your source. She who is perceived to have emanated from Shiva’s locks in the Himalayas was here flowing back to her source! This has been her hidden message to the millions who took a dip in her year after year for thousands of years. Practice as I did Mahavatar Babaji’s urdhavaret breath of the Kundalini Kriya Yoga as taught by my Satguru Yogiraj Siddhanath, this realisation spurred on a movement of uncontrollable delight in my spine. At the same moment emanated within me, a sense of awe at this special revelation.

In her journey from the Himalayas in the north towards the Bay of Bengal to the south and east, the Ganga in Kashi turns back and flows North. Of course there must be a geophysical ‘reason’ for this but that is not of the essence here. What happened was a sudden inflow of divine insight for me. I had not read or heard about this phenomenon in any scriptures or ancient text, I don’t remember anyone ever mentioning the river in this spiritual context.  Yes, it was as if Ma Ganga revealed to me a secret which was forever visible through the ages but not realised. I wonder if I am the first person to chronicle this understanding of the urdhavaret message of this ancient river.

After this realisation the daily morning dip took on a new meaning. “Do not depend on externals for your happiness,” says Yogiraj urging his disciples to tap into their inner well of joy independent of material possessions or external supports. The Ganga was reiterating this as she flowed accepting the garbage and the flowers of love, the ashes and the sweet offerings, the greedy and the sincere devotees.

Sitting in the river I could feel all my energy reversing, a fountain of love, aided by the flow of the loving Ganga. We are truly liberated when we are able to unhook ourselves from the externals, she was indicating to me. A profound sense of peace and contentment filled me and continues to fulfil me.

Visit to my Satguru and his Param Guru Sthan

There was a special reason for my trip at this time, a visit to Lahiri Mahasaya’s home which was open to public only on GuruPurnima day. On my earlier visits I have visited this house, almost difficult to find, and sat and stared at the door of an all too familiar house. The first time was on September 26th, 2011, at the time of the spontaneous visit I was unaware that it was Lahiri Mahasaya’s samadhi date in 1895. I had from many years ago had visions of Lahiri Baba and remembered a past spent with him in his presence, a close connection where I handed him his umbrella and his shoes when he ventured out, glass of water when he returned from work and how he blessed me as a young girl in my Bangla marriage attire.

   IMG_0094 Circumstances had made it impossible to realise this heartfelt desire earlier but this year being free from many responsibilities I undertook this pilgrimage.

On Gurupurnima day, early in the morning accompanied by two others I set off on a journey which for me was a completion of a karma from the past.

But first we visited the Nandi Ghat or Gaai Ghat, hallowed as it was by its association to our Satguru Yogiraj Siddhanath who spent his childhood days in this ghat owned by his family. Disciples rooted in the Guru/Shishya tradition always pay first respect to their living guru. There is a well known couplet by Kabir who says, ” गुरु गोबिन्द दोउ खडे काके लागूँ पाँय, बलिहारी गुरु आपने गोबिन्द दियो बताय,” meaning-” when the Guru and Gobind are both present whose feet should I touch first? beloved is the Guru who has shown me the way to God.” The Guru who has enlivened the spark within to even comprehend Gobind (a name for Krishna) will always take precedence in the heart of a true disciple. But for me my Guru is Gobind and I look no further. 😀

Nandi Ghat/Gaai Ghat and Yogiraj’s family Temple.

Nandi Ghat/ Gaai Ghat, Yogiraj SiddhanathIMG_0118IMG_0110IMG_0111

After a special aarati and sadhana at this very personal shiva temple we headed towards Lahiri Mahasaya’s home near Purana Durgaji in Chowsatti Ghat. Since the boats were banned due to the fast flowing river we made our way through the narrow familiar streets of the old city. No photographs were allowed inside so I managed to take some from the narrow street outside.

Lahiri Mahasaya’s Home as seen from the street.

Lahiri Mahasaya home, Kashi IMG_0093
Soon as I entered the house I was pleasantly surprised at the layout, which was exactly as I remembered it, the stairs coming down, the open space in the centre, this confirmation of my remembrance was very comforting as I realised it was not just an imagination of the closeness. As I bowed in front of the seat of Lahiri Baba I had a meltdown moment as past life associations came flooding out. At the same time there was a sense of a completion and I knew I did not have to come back here again. Interestingly, when my forehead touched the asan of Lahiri Baba it stuck there for an instant and I realised that some wet red paint had adhered to my forehead from my gurus temple which had been freshly painted and this now had been transferred to the seat of Lahiri Mahasaya, a smudge of red on the blanket! In small signs great connections are revealed! We received the prasad from the family members and left.

Street Food, Bovine Majestica etc.

Daily breakfast was at the corner kachori shop which would open at 8:30 and shut at 10 am. The father and son duo seemingly happy with what they make in that time. The whole day was peppered with stops at The Blue Lassi shop with wifi for a mango lassi, the Kashi Chat Bhandar on Dasashwamedha Ghat for an amazing tamatar (tomato) chat or tikki and kulfi!! Of course our progress was often marred by majestic cows and bulls on the street who had to be cajoled out of the way. 😀

Street food and cows IMG_0100 IMG_0102 IMG_0125IMG_0164IMG_0165IMG_0162 IMG_0163

On the last evening we made it for the Ganga Aarati at Dasashwamedha Ghat.

IMG_0147Ganga AArati

It is right that I end this with the Manikarnika Ghat or the burning ghat. From the balcony of my room I could see the constant burning pyres, a testimony to the fleeting moment of human life. This too evoked a nostalgia and yearning for I know not what.

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